A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a noticeable decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly relying to digital channels for their financial needs. This shift has caused to a decrease in branch openings, and many institutions are consolidating existing branches to optimi

Free cash flow (FCF) is a crucial metric for investors and business operators alike. It reflects the true cash generated by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of investing. Understanding how to assess FCF and effectively manag